1. Acceptance of Terms
By accessing or using the Easy POS Quotes website (“we”, “our”, “us”) and submitting a quote request, you acknowledge and agree to these Terms & Conditions. If you do not agree, you must not use our website or services.
2. Purpose of the Service
Easy POS Quotes is a comparison and referral service for EFTPOS payment processing rates in Australia.We provide indicative quotes from our network of acquiring banks, payment facilitators, and terminal providers.We do not provide merchant facilities directly — all merchant agreements are entered into between you and the acquiring bank or payment provider.All rates provided are subject to verification and final approval by the acquiring bank or payment provider.
3. Quoted Rates & Accuracy
The EFTPOS rate you are provided is based on the business details, transaction volumes, and industry information you supply.Rates are indicative only and may vary once the payment provider conducts their own assessment.We make reasonable efforts to ensure the information provided to you is accurate at the time of your quote. However, we cannot guarantee that:The quoted rate will be the absolute lowest available in the Australian market; orThe rate will remain available after your initial quote.
4. Premium & International Card Transactions
Transactions processed on premium, corporate, or international cards (including but not limited to AMEX, UnionPay, JCB, Diners Club, and certain platinum or gold Visa/Mastercard products) are charged at a higher rate per transaction than the quoted standard rate.The final premium card rates will be provided by the acquiring bank or payment provider.
5. AMEX Transactions
To accept AMEX through the provided terminal, your business must have an active AMEX merchant account.If you do not already have an AMEX account, you will be required to apply directly with AMEX.AMEX applies its own fees, terms, and approval criteria separate from the acquiring bank or provider.
6. Obligations of the Merchant
When using our service, you agree to:Provide complete and accurate business details when requesting a quote.Promptly notify us if any of your business information changes after submitting a request.Review and understand the acquiring bank or provider’s terms before entering into any agreement.
7. No Guarantee of Savings
While our service aims to connect you with competitive EFTPOS rates:We make no guarantee that your quoted rate will be lower than your current rate or lower than all other market offers.Savings will depend on your transaction volume, card mix, business type, and other provider-specific factors.
8. Fees & Charges
Our service is free for merchants.We may receive a referral commission or benefit from the acquiring bank or payment provider if you proceed with a quoted offer.All terminal rental fees, set-up fees, and transaction fees are set by the acquiring bank or provider and disclosed to you before you proceed.
9. Limitation of Liability
To the maximum extent permitted by law:We accept no liability for any loss, damage, cost, or expense arising from your reliance on the indicative quotes we provide.We are not responsible for the performance of the acquiring bank, payment provider, or their equipment.You are responsible for independently verifying the final rates, terms, and suitability of any offer before acceptance.
10. Compliance with Australian Consumer Law (ACL)
Nothing in these Terms excludes or limits your rights under the Competition and Consumer Act 2010 (Cth).If we fail to meet a consumer guarantee, you are entitled to the remedies provided under the ACL.
11. Changes to Terms
We may update these Terms & Conditions from time to time without prior notice. The latest version will always be available on our website.
12. Governing Law
These Terms are governed by the laws of Australia, and any disputes will be subject to the exclusive jurisdiction of the courts of your state or territory.
Disclaimer for Website Headline
The phrase “Get Australia’s best EFTPOS rate – instantly” refers to our process of sourcing competitive rates from our partnered providers. It is not a guarantee that the quoted rate will be the lowest available in every circumstance. Rates vary depending on business profile, transaction types, and card mix.